In financial terms, stock loans or securities lending refers to the borrowing of securities from one party and the repayment thereof by the other. There are two main types of stock loan; common equity and preferred stock. Common equity is obtained when a company issues an asset that is used to back up a loan. A common equity loan is a short term loan that is secured by common property held by the issuing company.

Preferred stocks are preferred to common equity, because they are not issued by companies but instead are issued by a third party. Preferred stocks are usually considered high-risk investments, since there is no guarantee that the issuing company will be able to pay back its loan. However, companies that issue preferred stocks usually earn higher returns than those that do not. Common equity loans are the most common type of loan used for making securities loans, and are also the easiest to obtain.

In addition to purchasing stock in a company, one can also use real estate to secure a loan. Real estate is often used to finance investment properties such as apartment buildings and shopping malls. This is because many investors want to buy a piece of property in order to own it and not rent it out.

Debt consolidation is another form of financing a home mortgage, since a bank or other lending institution may offer a lower rate of interest for a single loan. In some cases, companies can be forced to declare bankruptcy because they cannot pay back their mortgages. Banks and other financial institutions often offer debt consolidation loans, and are known as second mortgages.

Short Term Stock Loans are used by small business owners to purchase inventory items they will use within the next few months. This type of loan is most popular in retail stores, where products sold by the store may not be sold for months or even years. Small businesses with a limited amount of capital are more likely to obtain short-term loans than larger businesses, who may require a long term loan to cover the cost of new products. This type of loan allows small businesses to purchase items and make monthly payments while waiting for the item to sell on the market.

Many financial institutions provide short-term financing for people who have bad credit histories, such as credit card defaults or bankruptcy filings. People with poor credit histories may need to apply for a short-term loan from a lending institution to increase their ability to borrow money to make payments, as this may make it easier for them to get a regular loan at a higher interest rate in the future.